Encompass 24.3 Release Notes - Banker Edition

Release Highlights

Highlights of this release include the following:

• New Options to Open the Web Version of Encompass from a Loan File - Using the new Open Web View button provided in the loan toolbar, users can now jump to the loan inside the web version of Encompass from the desktop version. This enables users to access the loan in web version of Encompass more efficiently and skip the steps of manually opening a web browser, navigating to the Encompass log in screen, providing log in credentials, and then navigating to the loan in the Pipeline.

• New Automate Analyzer Income Option - A new Automate Analyzer Income checkbox (ANALYZER.X18) is now provided on the Borrower Summary - Origination input form and the Income Analyzer Message screen to indicate that the income data from the Income Analyzer is automatically imported into the Verification of Employment input form in the loan file.

• GSE AUS integrations:

  • Automated Uniform Closing Dataset (UCD) workflows – Allow lenders to automatically document the final closing disclosure and send an XML file of the UCD to Freddie Mac’s Loan Closing Advisor and Fannie Mae’s UCD Collection Solution.

  • AUS Specification updates (Desktop and web interfaces):

    • ULDD Phase 5 updates

    • Freddie Mac LPA 5.4 spec support

    • Fannie Mae DU 1.9 spec update

  • Rep and Warrant (R&W) Tracking tool updates:

    • Support for Freddie Mac partial R&W relief and LPA Choice

    • Support for Fannie Mae Mission Score and conditional R&W relief

    • Support for results from Fannie Mae’s Desktop Originator (DO) AUS, allowing lenders to compare DO findings to Freddie Mac’s Loan Product Advisor findings in a single view

• New Lock Comparison Tool- This new tool displays pairs of fields that are monitored for changes made after the loan is locked. When loan data in a loan with an active lock is changed, the lock must be validated again.

• New Fields Added to Lock Request Form - A Float Updated On (5035) field and a Lot Owned Free and Clear checkbox (5038) have been added to the Lock Request Form. The read-only float field provide users with a way to view the float date and determine if a float rate lock has been requested. The checkbox, which is by default deactivated (grayed-out) is activated when the Refinance (Owned) checkbox (4255) on the Lock Request Form is selected.

Attention Encompass Administrators!

In addition to the important updates listed above, the following Encompass 24.3 features and settings may require additional action by the Encompass administrator. For example, by configuring or adjusting options in the Encompass settings, or reviewing and revising existing business rules affected by the new features. Please review these features to determine whether updates are required for your Encompass settings or business rules. In addition, refer to the Encompass Settings sections of the Feature Enhancements and Fixed Issues pages for specific information about new and updated Encompass settings.

• New Persona Options for Lock Comparison Tool- The following new Persona options have been added to support the Lock Comparison Tool.

• The Lock Comparison Tool Fields option in the Secondary Setup section of the Settings tab provides authorized users with the ability to customize the fields on the Lock Comparison Tool.

• The Lock Comparison Tool option on the Forms/Tools tab provides access to the tool and the Compare Lock Fields option on the Pipeline when a rate lock validation status icon is selected.

• The Validate Pricing child option on the Forms/Tools tab provides access to the Validate Pricing button on the Loan Comparison Tool and the Pipeline when a rate lock validation status icon is selected.

• New Lock Comparison Tool Fields Setting - This new setting enables authorized users to customize the fields displayed on the Lock Comparison Tool.

• New Persona Option for the MI Center in the Web Version of Encompass - A new MI Center option has been added to the Web Version tab in the Personas settings. Administrators can use these options to manage the access users have to the MI Center and the actions they can perform in the web version of Encompass.

• New URL Field Now Provided for FHFA County Limits Website - In the Conventional County Limits setting, a new URL field is now provided that defaults to the FHFA’s current Conforming Loan Limit Values download site: https://www.fhfa.gov/data/conforming-loan-limit-cll-values. Select this option to synchronize the Conventional County Limits table in Encompass with the most current FHFA data.

• Document Conversion Setting Now Read-Only - The Encompass Settings > eFolder Setup > Document Conversion setting can no longer be modified and is read-only. The configuration for this setting in the previous version of Encompass is retained in Encompass 24.3.

• Updates to Encompass SmartClient Installation Package - The Microsoft .NET Framework 4.7.2 previously required for Encompass has not been supported since 2022. Since Encompass 23.1, the .NET Framework 4.8 has been required for Encompass. Therefore, the .NET Framework 4.7.2 has been removed from the Encompass installation package. The Data Replication tool that was previously provided in the Encompass SmartClient installation package has also been removed from the package.

• Rebranding of Encompass Product & Pricing Service to ICE PPE in Encompass - References to Encompass Product & Pricing Service and EPPS on the Encompass Settings screens have been replaced with ICE PPE.

• Refer to the Encompass Field Look Up self-service tool in the Resource Center for a list of input form fields in Encompass.

The Encompass Software Development Kit (SDK) enables developers to build custom applications that can be added on, or connected to, Encompass and the ICE Mortgage Technology Platform. If you are utilizing the Encompass SDK, a major Encompass release like this one requires you to upgrade the Encompass SDK run time environment to match the newly updated Encompass Server. If you fail to upgrade the SDK, your application will not be permitted to connect to the updated Encompass Server.

If your SDK application utilizes the Encompass SmartClient, you can automate this process so the SDK is upgraded automatically every time you apply an Encompass release. If your SDK application is installed on a computer at your location, you must manually upgrade the SDK for every release. For instructions for automating the upgrade process or manually upgrading the SDK, refer to the Upgrading the Encompass SDK page or view the SDK Programmer’s Guide.

Install Files and Downloads

Visit the Encompass SDK and Other Install Files page to access the latest download links to the SDK and common tools, including eFolder print drivers and the Encompass Document Converter.