Persona Access to Loan Actions

To Create a Persona Access to Loan Actions Rule

1. On the left panel, click Business Rules, and then click Persona Access to Loan Actions.

2. On the Persona Access to Loan Actions tool, click the New icon.

3. In the Create a Rule Name field, type the name of the rule, such as Loan submission after credit order.

4. In the Select all Channels this rule applies to section, select the checkboxes corresponding to the channels for which the rule will be applied, such as Correspondent.

5. In the Select a condition for this rule section:

   • If you want to apply additional conditions to the rule, select Yes, and then select TPO Actions from the dropdown list.

   • In addition, select Any of or All of from the dropdown list to specify that the rule should be enforced if any of the selected TPO Actions are completed or if all the selected TPO Actions are completed.

   

   • Select one or more of the following checkboxes to configure the rule to be applied at the selected TPO action:

   • Register Loan

   • Import Additional Data

   • Order/Reissue Credit

   • Request Loan Estimate (new in Encompass 19.1)

   • Disclosures

   • Submit Loan

   • Change of Circumstance

   • Lock Request

   • Run DU Underwriting

   • Run LP Underwriting

   • Re-submit Loan

   • Lock Extension

   • Withdrawl
   • Cancel
   • Float Lock
   • Cancel Lock
   • RePrice Lock
   • ReLock Lock
   • Change Request - OB
   • Save Loan

   • If you do not want to apply additional conditions to the rule, then select No - Always apply this rule.

   • If you want to apply Advanced Conditions where you can create expressions to define custom conditions, select Advanced Conditions from the dropdown list.

     If you select the Advanced Conditions option, click theFind icon (magnifying glass) to select filters for the Advanced Conditions option. For detailed instructions on how to create your own code, refer to the "Advanced Coding for Business Rules" document.

    Select filters for the Advanced Conditions option 

   1. Select Advanced Conditions as the category condition, and then click the Find icon on the right.

   2. Click the New icon to add a new filter.

      Note: If you have existing filters, the New icon places the new filter at the bottom of the list. Select an existing filter and then click the Insert button to insert a new filter above the selected filter.

   3. On the Add/Edit Search Filter window:

      • Type a Field to add as a filter.

      • Or, click the Find icon, select a field from the list, and click OK.

      • Or, click the Find icon, type one or more characters in the Find field and then click Find. The first of the characters occurrence in any column are found. Continue clicking Find to view additional occurrences. Select a field from the list, and click OK.

   4. Select an Operator, enter (or select) a Value, and then click OK.

      • The Operator and Value define how the field will be used. For example: Field ID= 1109 (Loan Amount), Operator = Greater than, Value = 250000.

   5. Click OK.

   6. Repeat steps 2 through 5 to add more filters.

   7. To use parentheses to control the order in which multiple filters are evaluated, click Parentheses, select the filters to group, click the New icon, and click OK.

   8. Use the AND/OR button to determine how search filters are used together.

   9. When finished, click OK.

6. In the Define persona's loan action access for the condition section:

   • Click the Add button.

   • In the Add Loan Actions window, select the loan action to which you want to apply this rule.

   • In the Assign Right section, click to select the persona(s) assigned to this business rule.

   • Double-click in the Rights column to display the dropdown list and then select Enable to activate the business rule for this persona.

7. In the Notes/Comments field, type details and helpful notes about the rule as needed.

8. When finished, click Save.