Release Notes Change Log for Version 22.3 (Broker Edition)

This Change Log lists each release notes entry that has been added, deleted, or modified since the initial preview version was first published. These items are listed in reverse chronological order (most recent change is listed first).

Change Type: New entry added

Change Date: 10/28/2022

Details: The following new entry was added to the Electronic Document Management section of the Fixed Issues page.

  • Updated Naming Convention When Dragging and Dropping Pages in the File Manager.

Change Type: New section added

Change Date: 10/15/2022

Details: The following new section was added to the release notes to describe the 22.3.0.2 update made available on October 15, 2022.

  • A new Fixed Issues for Version 22.3.0.2 section was added to the Fixed Issues page to describe an update to the initial Encompass 22.3 release to address an issue with business rules discovered during testing.

Change Type: New entry added

Change Date: 10/15/2022

Details: The following entry was added to the New Features and Forms page.

New Investor Connect Setup Category in Encompass Settings

The Investor Connect Setup category in Encompass Settings is now accessible in Encompass Broker Edition. The Deliver Loans settings for Encompass Investor Connect are accessible in this category and can be used the manage how loans and conditions are delivered. While this setting is accessible in Encompass Broker Edition, it is intended for use with Encompass Banker Edition at this time.

Change Type: Entry removed

Change Date: 10/15/2022

Details: The following entry has been removed from the Feature Enhancements page. This enhancement, introduced in Encompass 22.3, was rolled back and removed as part of the Encompass 22.3.0.2 update on 10/15/2022. This enhancement will be implemented in a future release of Encompass:

Updates to Reduce Encompass Login Time

The field triggers and other triggers that are required when a user logs into Encompass are no longer compiled and cached multiple times during the login process. This update results in shorter login times for Encompass users.

NICE-40038

Change Type:Entries removed

Change Date: 10/4/2022

Details: The following entries were removed from the Feature Enhancements page. These updates wll be implemented in a future release of Encompass:

  • Additional Updates to the Request for Transcript of Tax Forms

  • New Fields Added to USDA Management Input Form
Change Type:New section added

Change Date: 9/29/2022

Details: The following new section was added to the release notes to describe the 22.3.0.1 update currently planned for September 29, 2022.

  • A new Fixed Issues for Version 22.3.0.1 section was added to the Fixed Issues page to describe an update to the initial Encompass 22.3 release to address an issue discovered during testing.

Change Type: New entry added

Change Date: 9/29/2022

Details:The following entry was added to the Feature Enhancements page.

Updates to the Details of Transaction Section on the 2015 Itemization

When the RESPA-TILA 2015 LE and CD option is selected as the RESPA-TILA Form Version on the Forms menu in Encompass, the Details of Transaction section at the bottom of the 2015 Itemization input form now displays the content from section L4. Qualifying the Borrower on the 1003 URLA - Lender input form.

The L4. Qualifying the Borrower section on the 2015 Itemization matches the content that displays in section M on the 1003 URLA Lender input form, including the changes that were introduced to support Itemized Credits in the Total Credits section on the 1003 URLA - Lender input form (as described in the Ability to Itemize Credits in Section M on the URLA 2020 Forms entry directly above). Selecting or clearing the Itemize Credits checkbox on either of these forms will update the content that displays in section M on both forms.

CBIZ-45195
Change Type: Updated information

Change Date: 9/29/2022

Details:The following entry was updated on the Feature Enhancements page.

Current entry:

Updated Label for the Property Status Field on the VOM

On the version of the Verification of Mortgage (VOM) input form that is used with URLA 2020 loan forms, the label for the Property Status (S, PS, R) dropdown list (field ID FM0124) has been changed to Property Status.

Previous entry:

New “H” Option Added to the Property Status Field on the VOM

A new H option has been added to the Property Status dropdown list (field ID FM0124) on the version of the Verification of Mortgage (VOM) input form that is used with URLA 2020 loan forms. The H option (Hold) indicates that the property is owner occupied. Previously the Property Status list included only options for S, PS, and R.

CBIZ-36590

Change Type: Entry removed

Change Date: 9/29/2022

Details:The following entry was removed from the Feature Enhancements page. This update will be provided in a future Encompass release.

Update to the Disclosure Tracking Settings for REPA-TILA Earliest Closing Date

A new Earliest Closing Date section has been added to the bottom of the Compliance Timeline Calculation for RESPA-TILA section in the Disclosure Tracking Settings in Encompass (Encompass > Settings > Loan Setup > Disclosure Tracking Settings).

This new section includes the following three checkboxes that enable Encompass administrators to customize the calculation for the earliest closing date for loans using the RESPA/TILA 2015 forms:

  • Include initial LE Sent Date (field 3152) and Borrower Received Date for revised LE (field 3155) in the date calculation

  • Adjust earliest Closing Date based upon actual received date

  • Opt in for Sunday and Holiday closings - This option is independent from the regular Compliance Calendar settings (Encompass > Settings > Loan Setup > Compliance Calendar) for Sundays and Holidays set by the company. When selected, this checkbox would override the Compliance Calendar settings when calculating the earliest closing date.

By default, all three checkboxes are cleared.

The options selected for Earliest Closing Date in the Compliance Timeline for GFE/TIL section will be ignored for loans using the RESPA-TILA 2015 forms.

CBIZ-44329

Change Type: Entry removed

Change Date: 9/29/2022

Details: The following entry was removed from the Feature Enhancements page. This update will be addressed in a future Encompass release.

FNMA MH HomeChoice Option for Manufactured Homes Added to Property Type List

An option for MH HomeChoice has been added to the Property Type dropdown list (field ID 1041) to enable users to select the Fannie Mae MH HomeChoice option for manufactured homes when appropriate. Previously, only the Freddie Mac equivalent, MH Advantage, was available on the list. The property Type field displays on the following forms and tools:

  • 1003 URLA - Lender

  • Property Information

  • Borrower Summary - Origination

  • Borrower Summary - Processing

  • Construction Management

  • Loan Submission

  • VA 26-0286 Loan Summary

  • VA 26-1805 Reasonable Value

  • ECS Data Viewer

Additionally, the MH HomeChoice option has been added to the Property Type dropdown list (field ID 2947) on the Lock Request form. The MH HomeChoice option is also available when applying selections for both Property Type dropdowns (fields ID 1041 and 2947) in Loan Data Templates.

CBIZ-44692

Change Type: Entry removed

Change Date: 9/27/2022

Details:The following entry was removed from the Fixed Issues page. This update will be provided in a future release.

Loan Form Printing Business Rules Working for the Order Docs and eClose Buttons

When a user clicks the Order Docs or eClose button on the RegZ-CD and Borrower Information - Vesting input forms, a Required alert is now generated on the audit window when a Loan Form Printing business rules requires an entry in a specified field prior to printing. Previous, the audit window listed the specified field as Recommended rather than Required.

Loan Form Printing business rules were previously working as expected when clicking the Print button.

Workaround Information

The following workaround was provided for this production issue and is no longer required for Encompass 22.3 and later:

  • Click the Print icon prior to clicking the Order Docs or eClose button.

DOCP-44004

Change Type: New entries added

Change Date: 9/27/2022

Details:The following new entries were added on the Feature Enhancements page:

  • New Fields Added to USDA Management Input Form

  • Additional Updates to the Request for Transcript of Tax Forms

Change Type: Updated information

Change Date: 9/27/2022

Details:The reference to the Freddie Mac Additional Data input form has been removed from the introductory sentence in the Updates to the Freddie Mac tab on the ULDD/PDD Input Form entry on the Feature Enhancement page.

Previous Entry:

To support ULDD Phase 4a data requirements for loan applications received after January 1, 2023, the following changes have been made on the ULDD/PDD input form and on the Freddie Mac Additional Data input form:

Current Entry:

To support ULDD Phase 4a data requirements for loan applications received after January 1, 2023, the following changes have been made on the Freddie Mac tab on the ULDD/PDD input form:

Change Type: Updated information

Change Date: 9/27/2022

Details:The NOTE in the Some Rounded Integer Fields Are Now Decimal Fields entry on the Feature Enhancements page has been replaced with new content to clarify how additional fields are affected by the decimal formatting change and to provided a list of the affected fields.

Note in Previous Entry:

The decimal formatting is also applied to other Encompass fields that are populated from the fields listed above.

New Content That Replaces the Note:

Note that the decimal formatting in the fields listed above may affects the value populated in the following fields. These fields are calculated fields that use one or more of the decimal fields in their calculations.

  • Borr Employer Total Monthly Income (field ID BE0012)

  • Co-Borr Employer Total Monthly Income (field ID CE0012)

  • Borr Total income (field ID FE0112)

  • Co-Borr Total Income (field ID FE0212)

  • Borr Additional Employment Total Income (field ID FE0312)

  • Co-Borr Additional Employment Total income (field ID FE0412)

  • Borr previous Employment Total Income (field ID FE0512)

  • CoBorr previous Employment Total Income (field ID FE0612)

  • Borrower Previous Gross Monthly Income (field ID URLA.X245)

  • Co-Borrower Previous Gross Monthly Income (field ID URLA.X246)

  • Mortgage Property Purchase Price (field ID FM0023)

  • Correspondent Appraised Value (field ID VAL0011)

  • Borr Residence Monthly Rent Pymnt (field ID BR0016)

  • Co-Borr Residence Monthly Rent Pymnt (field ID CR0016)

  • Borr Present Rent (field ID FR0116)

  • Co-Borr Present Rent (field ID FR0216)

  • Borr Previous Rent (field ID FR0316)

  • Co-Borr Previous Rent (field ID FR0416)
Change Type: Updated information

Change Date: 9/27/2022

Details:The Migration section on the New Section for Homeownership Education on the 1003 URLA-Lender Input Form entry on the Feature enhancements page has been updated.

Previous Entry:

Migration

The new education section will not display for loans created prior to updating to Encompass 22.3, and the data previously entered in the Homeownership Education and Housing Counseling section for those loans will be retained.

Current Entry:

Migration

After updating to Encompass 22.3, the new education section will display for both new and existing loans. For existing loans, the data previously entered in the Homeownership Education and Housing Counseling section will be retained in the new home counseling section of Section L5.

Change Type: Updated information

Change Date: 9/27/2022

Details:The Migration section on the New Section for Homeownership Education on the 1003 URLA-Lender Input Form entry on the Feature Enhancements page has been updated.

Previous Entry:

Migration

The new education section will not display for loans created prior to updating to Encompass 22.3, and the data previously entered in the Homeownership Education and Housing Counseling section for those loans will be retained.

Current Entry:

Migration

After updating to Encompass 22.3, the new education section will display for both new and existing loans. For existing loans, the data previously entered in the Homeownership Education and Housing Counseling section will be retained in the new home counseling section of Section L5.
Change Type: New entry added

Change Date: 9/27/2022

Details:  An entry for Updates to Normalized Bid Tape Template Setting for Chromium was added on the Feature Enhancements page.

Change Type: Updated information

Change Date: 9/9/2022

Details: With the addition of the Attention Administrators section in the Introduction, the Encompass 22.3 Release Preview has been updated and converted to the Encompass 22.3 Release Notes. No additional updates have been made in these release notes.
Change Type: New entry added

Change Date: 9/2/2022

Details:  An entry for New eClose Package Tracking Fields Available for Pipeline Views, Reports, and Custom Forms was added on the Feature Enhancements page.
Change Type: Updated entry

Change Date: 9/2/2022

Details:  The New Section for Homeownership Education on the 1003 URLA-Lender Input entry was expanded on the Feature Enhancements page to provided additional details and screen shots of the new homeownership education section.

Change Type: Entry removed

Change Date: 9/2/2022

Details:  The following entry was removed from the Feature Enhancements page. This update will be provided in a future release.

Five New Identifier Fields Added to Freddie Mac Additional Data Input Form

The following five new fields have been added to the Freddie Mac Additional Data input form to enable users to identify Freddie Mac Programs and Products:

  • Freddie Mac Offering identifier dropdown list

  • Freddie Mac Income Based Deed Restrictions dropdown list

  • Freddie Mac Community Land Trust Indicator dropdown list

  • Freddie Mac CHOICE Offering Type dropdown list

  • HomeOne checkbox
Change Type: New entry added

Change Date: 8/26/2022

Details:  The following entry was added to the Feature Enhancements page:

New Appraisal Types Added to Order Appraisal Screen

The following new alternate appraisal types are now available in the Appraisal Type dropdown list provided on the Order Appraisal screen in Encompass:

  • SF - Property Data Report

  • SF - 1004/70H URAR Hybrid

  • CONDO - Property Data Report

These new appraisal types support the new Property Data Report (PDR) and ACE + PDR options supported by Freddie Mac and the Fannie Mae 1004/70H Hybrid option.
Change Type: Updated entry

Change Date: 8/26/2022

Details:  The Migration section of the Some Rounded Integer Fields Are Now Decimal Fields entry on the Feature Enhancements page has been updated to clarify the migration process for these fields when upgrading to the Encompass 22.3 Major Release.

 

  Previous Section: Fixed Issues