Fixed Issues for Version 18.3.0.6

The following remarks now displays in the Calculating Cash to Close section on the Closing Disclosure Page 3 when a tolerance cure is applied to a loan as a principal reduction with no lender credit:

• Increase exceeds legal limits by $[amount of Applied Cure (field ID FV.X366)]

The updated remarks are mandated by regulatory requirement – Calculating Cash to Close (§ 1026.38(i)(1)(iii)(A)(3); Comment 38(i)(1)(iii)(A)-3)) – and are applied to the standard and alternate versions of the Closing Disclosure under the following conditions:

• Standard – When Did Total Closing Costs Change? (field ID CD3.X111) is Y and a cure has been applied to the loan.

• Alternate - When Did Total Closing Costs Change? (field ID CD3.X119) is Y and a cure has been applied to the loan.

The Did Total Closing Costs Change? fields are populated with Y when the value in the Applied Cure field is greater than 0.

An issue occurred for users documenting a change of circumstance at the fee level, as introduced in the Encompass 18.3 Major Release. When using fee level change of circumstance for a loan (i.e., the Fee Level Disclosures checkbox (field ID 4461) on the Loan Estimate Page 1 or Closing Disclosure Page 1 is selected), the fee level change of circumstance reasons and details were not being printed to the Notice of Change Circumstances Reasons (GTRIDLECCRJ_S) nor the Notice of Change Circumstances Reasons Closing Disclosure (form GTRIDCDNCCR_S) output forms when users printed the documents prior to disclosing them. This issue has been resolved and fee level change of circumstance reasons and details are now printed to these output forms as expected.

An issue was introduced in Encompass 18.3 where the Comments field that is provided on the Disclosure Details window’s Reasons tab when viewing a Disclosure History entry in the Disclosure Tracking tool table was no longer editable. Therefore, users could not enter comments on the Reasons tab like they could prior to Encompass 18.3. This issue occurred specifically when users were not documenting changed circumstances at a fee level (i.e., the Fee Level Disclosures checkbox (field ID 4461) was not selected.) This issue has been resolved and the Comments field on the Reasons tab is now available again for users to enter comments.

An issue was resolved that caused updates to the Email Signature in a user’s Personal Settings (Encompass > Settings > Personal Settings > My Profile) to not populate in email notifications when the signature was applied from one of the following non-Consumer Connect HTML email templates:

• Document Requests

• Loan Level Consent

• eDisclosures

• Pre-Closing Documents

This issue, which was introduced with the Encompass 18.3 release, has been resolved. The signatures are now populating correctly.

Workaround Information:

The following workaround was provided for this production issue and is no longer required for Encompass 18.3.0.6 and later.

• The user can manually edit the body of the HTML email template.

An issue was resolved that caused the Loan Officer option to not display in the Sender Type dropdown list on the Send window for eDisclosures and when using the Request button in the eFolder to request an eSignable Loan Estimate or Closing Disclosure. Only the Current User and File Starter options displayed. This issue was introduced with the Encompass 18.3 release and only affected Encompass WebCenter loans not submitted from Encompass Consumer Connect websites. It has been resolved and the Loan Officer option now displays as expected.

For South Carolina loans, when an eFolder document package contains a document that the loan officer is required to eSign, Encompass now delivers an email notification to borrowers as soon as the eSigning package is sent. In previous releases of Encompass, the loan officer was required to eSign the specified document before the email notification would be sent to the borrower.