GSE Integrations and Services 23.2 August Critical Patch: Feature Enhancements

LoanStateDate for the first mortgage is now included in the XML file to help accurate data flows to Fannie Mae.

• XPath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/LOAN_STATE

• Parent Container: LOAN_STATE

• Data Point Name: LoanStateDate

• Logic update: If Lien Position (field 420) = First send Note Date (field L770) to the LoanStateDate

• Conditionality:

  • IF subject loan has secondary financing

  • This allows for the Fannie Mae Related Loan nodes to export with @LoanRoleType = "RelatedLoan"

Loans with an affordable second submitted to Freddie Mac now includes the required data to help avoid fatal error/preventing loan delivery to Freddie Mac.

• Sort ID: 515.1

• Attribute and field ID: InitialPrincipalAndInterestPaymentAmount | Field id = ULDD.FRE.LoanInitialPrincipalInterestPayment

• Xpath: MESSAGE/DEAL_SETS/DEAL_SET/DEALS/DEAL/LOANS/LOAN/PAYMENT/PAYMENT_RULE

• Updated Logic:

  • If Sort ID 315 (LoanPurposeType, field 19) = Purchase

  • and Sort ID 513 (HELOCIndicator, field ULDD.X132) = false

  • and Sort ID 513.1 (LoanAffordableIndicator, field ULDD.X194) = True

  • Then export the value from ULDD.FRE.LoanInitialPrincipalInterestPayment to InitialPrincipalAndInterestPaymentAmount

  • If no value exists in field ULDD.FRE.LoanInitialPrincipalInterestPayment and all other conditions are met, then export "0.00" to InitialPrincipalAndInterestPaymentAmount

  • Or else do not send

Encompass LPA Batch Order Process Notification emails now include the Transaction ID to help troubleshoot issues.