Fixed Issues for Version 25.4 December Service Pack

An issue occurred where only the loan program used to lock the loan was displayed when the Results link was selected on the Sell Side Pricing page. This issue has been resolved. When the Results link is selected, all eligible loan programs are displayed.

An issue occurred when ICE PPE was used to price a loan. The results did not consider the values for Employment, Income, and Non-QM Doc Level in the Finance Information section of the Search page. Instead, the default values associated with field ID 2867 were considered. This issue has been resolved. Field 2867 will set the default/initial values for Employment, Income, and Non-QM Doc Level. However, if those values are updated on the Search page, the updated values will be considered for the results.

An issue occurred when DU was run, field ID AUS.X199 was set to “Not Applicable” and then ICE PPE was used to price the loan. An error message “Something went wrong. Please try again or contact your administrator.” was displayed and the loan could not be priced. This issue has been resolved. Any value in field AUS.X199 other than an integer (i.e., “Not Applicable”, “Null”, “Blank”) will be considered as “No Credit Score” and the loan will be priced.

An issue occurred where all loan programs for the Agency, Non- Agency, and Non-QM products were qualified when “Alternative Income” was selected as the Income value in the Finance Information section of the Search page. This issue has been resolved. When “Alternative Income” is selected, only the loan programs for that income type are qualified.

An issue occurred where the Buyside Pricing page was blank when a virtual program was selected on the Results page and then the loan was locked. This issue has been resolved. The Buyside Pricing page is now displayed when a virtual program is used to lock a loan.

An issue occurred where the Cash Out amount was not populated on the Search page when a HELOC loan was priced, which resulted in no loan programs displayed on the Results page. This issue has been resolved. The Cash Out amount is now populated when a HELOC loan is priced, which enables loan programs to be displayed on the Results page.

An issue occurred where an error message “SecondMortgageAmount is required as OtherPayment is available.” was displayed on the Search page when a first mortgage with a piggyback second mortgage was priced and the 2nd Mortgage Balance was not populated.

This issue has been resolved as follows:

• The API validation will no longer be triggered if there is no 2nd Mortgage Balance amount and the error message will no longer be displayed.

• The CLTV calculation will use the otherHELOCDraws amount (since it is identical to the 2nd Mortgage Balance amount) and the 2nd Mortgage Balance will remain blank.

An issue occurred where an error message “The field FirstMortgageAmount must be between 1 and 9999999999.” was displayed on the Search page when a HELOC loan in the 1st lien position without a draw was priced.

This issue has been resolved as follows:

• The HELOC validation has been updated to enable $0.00 HELOC loans to be priced.

• Updated the error message to a warning message “The field FirstMortgageAmount must be equal to or greater than zero.”.

An issue occurred where Government products were selected when a HELOC loan was priced, which resulted in the UFMIP/Funding Fee/Guarantee Fee being added to the Total Loan Amount calculation even though the Government products were not enabled in the Product Types section on the Settings - Options page.

This issue has been resolved as follows:

• For HELOC loans, only “Non-Agency” is selected as the Standard Product.

• The UFMIP/Funding Fee/Guarantee Fee is no longer added to the Total Loan Amount calculation.