Change Log

This Change Log lists each entry that has been added, deleted, or modified since the initial release preview of the release notes was first published.

These items are listed in reverse chronological order (most recent change is listed first).

Change Type Change Date Details

Entry Removed

05/20/2025

The following entry has been removed from the Feature Enhancements section of the release notes because the update was rolled back on Monday, May 19. This feature may be reintroduced in a future release.

New Verification Fields Added to NMLS Registration Review

The NMLS (Nationwide Mortgage Licensing System) Registration Review verifies an individual loan originator's NMLS information against NMLS data using NMLS B2B Access. The review may be used to test for the applicable individual loan originator's NMLS registration information on seasoned loans, with the applicable data and information at the time the loans were closed.

ECS returns Warning or Fail status messages if the loan originator's NMLS unique identifier, name, or license number does not match the NMLS registration data provided by NMLS B2B Access. The service also returns the name and license(s) associated with the individual loan originator's NMLS unique identifier for easy reference.

NMLS Registration Review Now Includes Additional Name Verification

In this release, the NMLS Registration Review now includes a more comprehensive name verification process, comparing the loan originator’s name against the name registered in NMLS Consumer Access.

To improve the accuracy and reliability of the NMLS Registration service, the following new verification fields have been added: 

  • Middle Name—The review now includes a check of the middle name as registered with NMLS Consumer access.
  • Suffix—The review now includes a check of the suffix as registered with NMLS Consumer access.

The fields compared between the request XML and NMLS data:

  • NMLS ID (3238)
  • First Name (URLA.X170)
  • Middle Name (URLA.X171)
  • Last Name (URLA.X172)
  • Suffix (URLA.X173)
  • Company Name (315)
  • Company NMLS (ID 3237)

Entry Removed

05/20/2025

The following entry has been removed from the Mapping Logic Updates section of the release notes because the update was rolled back on Friday, May 16. This feature may be introduced in a future release.

Late Payment Calculation

The late payment mapping logic in ECS has been updated to enhance the accuracy and efficiency of late fee calculations. The update introduces a straightforward, direct mapping approach from Encompass. Late fees are now mapped directly from Encompass as entered, without any additional processing, and blank or null values in Encompass are automatically mapped as "0".

Encompass Field > ECS Element Mapping Updates

Encompass Field ECS Element
Late Fee Percent (ID 674) LateFeePercent
Minimum Late Charge (ID 2831) MinimumLateFeeAmount
Maximum Late Charge (ID 2832) MaximumLateFeeAmount
Late Fee (ID 3876) LateFeeAmount

CE-54073, CE-54079

Initial Publication of Release Notes

04/21/2025

The initial version of this release notes document was published on this date.

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