New Features & Forms in Version 22.3 (Broker Edition)

The Disclosure Tracking Tool in Encompass now provides access to individual audit trails for each eDisclosure package for loans submitted to Encompass via Encompass Consumer Connect. Access to an audit trail is provided by clicking the new View Audit Trail button in the Disclosure Tracking Tool entry for each package. The eDisclosure package entries are accessible in the Disclosure History section of the Disclosure Tracking Tool.

When the Disclosure Details window opens for an eDisclosure package, the View Audit Trail button displays on the Details tab and on the eDisclosure Tracking tab.

Click the View Audit Trail button to open a PDF viewer with a list of documents that provide the Audit Trail data. Audit Trail documents include the following:

• Consent

• Certificate of Completion - Ancillary

• Audit Trail

Click a document in the Audit Trail Documents panel on the left to view the document in the viewing panel on the right.

The document viewer has a known issue with documents not displaying when a file is first selected. To make a file display, select the file and then click inside the viewing panel on the right.

The Consent file contains a PDF with a copy of every consent agreement generated for the loan. The name of the recipient, the time and date when the form was signed, and the IP address of the recipient displays at the end of each consent agreement in the PDF. The banner at the top provides information about the status of the signatures. Click the Signature Panel button to open a panel with information about the consent signatures.

The Certificate of Completion - Ancillary is the certificate of completion for the ancillary documents in the eDisclosure package. It tracks the signing events for the documents. The banner at the top provides information about the status of the signatures. Click the Signature Panel button to open a panel with information about the eDisclosure signatures.

The Audit Trail provides details about events related to the eDisclosure package. The banner at the top provides information about the status of the signatures. Click the Signature Panel button to open a panel with information about signatures related to the Audit Trail for the loan.

(Added on 10/15/2022)

The Investor Connect Setup category in Encompass Settings is now accessible in Encompass Broker Edition. The Deliver Loans settings for Encompass Investor Connect are accessible in this category and can be used the manage how loans and conditions are delivered. While this setting is accessible in Encompass Broker Edition, it is intended for use with Encompass Banker Edition at this time.

Encompass Investor Connect is a service that enables lenders to establish a secure system-to-system workflow with correspondent investors, ensuring the delivery of accurate, compliant, and tamper-proof loan data and documents. Encompass Investor Connect is bundled with Encompass Banker Edition and is accessible by any Encompass user from the Encompass Pipeline menu. The service enables authorized Encompass users to select loans on the Encompass Pipeline and generate a package that includes the following data and documents for the selected loans:

• Supporting documents in a specified stacking order

• A loan data file (ULDD, UCD, or custom data set)

• Additional Encompass fields can be added to the package on request in a JSON file

Encompass then saves the package to a secure, configurable network location accessible to the investor.