Feature Enhancements

To support URLA 2020 fields that have not yet been included in the mapping, these fields will not be included in the xml file submission to DataVerify so that error messages are not generated at the time of submission.

The following fields are impacted by this update:

• When Property Type (field ID 1041) is Detached Condo, PropertyType value will be passed as Condominium (this was mapped to Townhouse, prior to this release)
• When Property Type (field ID 1041) is Mfd Home/Condo/PUD/Co-op, PropertyType value will be passed as Manufactured/Mobile Home (this was mapped to Co-operative, prior to this release)
• When Refinance Purpose (field ID 299) is No Cash-Out Freddie Owned, RefinancePurpose value will be passed as No Cash-Out (an error occurred when field ID 299 is equal to No Cash-Out Freddie Owned, prior to this release)
• When Property Usage Type (field ID 981 or 1015) is FHA Secondary Residence, PropertyUsageTypeDesc value will be passed as Second Home (an error occurred when field ID 981 or 1015 is equal to FHA Secondary Residence, prior to this release)
• When Borrower Residency Type (field ID FR0115) is No Primary Housing Expense, BorrowerResidencyBasisType value will be passed as Living Rent Free (an error occurred when field ID FR0115 is equal to No Primary Housing Expense, prior to this release)
• When Property Will be (field ID URLA.X76) check box is marked as FHA Secondary Residence, PropertyUsageType value will be passed as Second Home.

For construction loan submissions to First American FraudGuard, the construction loan purpose type is now included in the request file.

The following URLA 2020 data are now mapped to the request file for all supported partners of Encompass Mortgage Insurance Service (Arch, Essent Guaranty, Genworth, MGIC, National MI, and Radian):

• AssetType
• CashOrMarketValue for Gift Assets

Message displayed during document upload has been updated for enhanced clarity and better user experience.

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