Feature Enhancements in December 2018 Critical Patch 5
2019 Maximum Conforming Loan Limits
Why we made these updates: To provide accurate eligibility and pricing by using the 2019 Maximum Conforming Loan Limits on loans priced on or after December 5, 2018.
2019 General Conforming Loan Limits
The Federal Housing Finance Agency (FHFA) has announced the 2019 Conforming Loan Limits. In the majority of the U.S., the 2019 maximum conforming loan limit for one unit properties will be $484,350, which is an increase from $453,100 in 2018. As a result of generally rising home values, the increase in the baseline loan limit, and the increase in the ceiling loan limit, the maximum conforming loan limit will be higher in 2019 in all but 47 counties or county equivalents in the U.S.
For additional information, refer to the FHFA Conforming Loan Limits announcement.
2019 High-Cost Conforming Loan Limits
The Federal Housing Finance Agency (FHFA) has announced the 2019 Conforming Loan Limits for high-cost areas. The new ceiling loan limit for one unit properties in most high-cost areas will be $726,525 or 150% of $484,350 (baseline loan limit). As a result of generally rising home values, the increase in the baseline loan limit, and the increase in the ceiling loan limit, the maximum conforming loan limit will be higher in 2019 in all but 47 counties or county equivalents in the U.S.
For additional information, refer to the FHFA Conforming Loan Limits announcement.
